Mirascope Credit Terms and Conditions

These Mirascope Credit Terms and Conditions (the “Credit Terms”) govern the purchase and use of Credits to access the Mirascope Router. These Credit Terms supplement and are incorporated into the Mirascope Terms of Service. Capitalized terms not defined here have the meanings given in the Mirascope Terms of Service. In the event of a conflict between these Credit Terms and the Mirascope Terms of Service as they relate to Credits or the Mirascope Router, these Credit Terms control. Overage means any amounts incurred for metered usage that are not covered by Customer’s then-available Credits balance. 1. **Purchase and Issuance of Credits**. Customer may purchase Credits by paying money in the amounts offered by Mirascope from time to time. Upon Mirascope’s receipt and processing of payment, the corresponding Credits will be added to Customer’s account balance. Credits have no cash value, are not legal tender or stored value, are nonrefundable and nontransferable, and may be used only for metered usage of the Mirascope Router. Credits may only be used by the account holder or Authorized Users under the same account under which the Credits are purchased. Credits may not be gifted to any other person or account. Credits are not redeemable for cash, refunds, or any cash equivalent. They may not be exchanged, resold, or used as a general payment instrument. 2. **Metering, Billing, and Application of Credits**. When Customer routes a request through the Mirascope Router, Mirascope will meter usage based on the associated LLM Provider’s measured cost for that request plus the Gas Fee. Customer authorizes Mirascope to bill usage in the currency and at the exchange rates Mirascope applies for the relevant LLM Provider. Credits are automatically debited in real time (or near real time) from Customer’s Credit balance as metered usage occurs. At the end of each calendar month, Mirascope will generate an invoice reflecting Customer’s total metered usage for that month, apply any remaining Credits to reduce the invoiced amount, and carry forward any unused Credits balance. Any amounts incurred for metered usage that is not covered by Customer’s then-available Credits balance (“Credit Overage”) is due and payable by Customer pursuant to the payment terms in the Mirascope Terms of Service. Customer’s account dashboard will display usage and Credits activity sufficient to show how Credits were applied. 3. **Insufficient Balance; Blocking**. If Customer’s Credit balance is $0 or insufficient to cover a routed request at the time of metering, Mirascope may block the request and indicate insufficient funds. Mirascope may, but is not obligated to, permit Credit Overage and then invoice Customer for such Credit Overage. If Mirascope permits Credit Overage, Customer remains responsible for all amounts incurred, and Mirascope may suspend or throttle Customer’s access to the Mirascope Router for nonpayment. 4. **Expiration of Credits**. Credits expire on the first anniversary of the date they are issued to Customer’s account. Upon expiration, all unused Credits are forfeited and will not be refunded or reissued and Mirascope will assume custody of the funds. This forfeiture is not subject to unclaimed-property laws. Credits will also automatically expire if Customer closes its Mirascope account and cannot be recovered. 5. **Taxes and Fees**. All metered usage is subject to the Gas Fee. Prices and fees are exclusive of taxes. Customer is responsible for all taxes, duties, and similar governmental charges (excluding taxes based on Mirascope’s net income) associated with the purchase and redemption of Credits and use of the Mirascope Router. If Mirascope is required to collect taxes, such amounts will be added to Customer’s charges and may be deducted from Credits. 6. **LLM Providers Charges**. Mirascope does not control and is not responsible for LLM Provider pricing, availability, outputs, or service levels. Changes in LLM Provider pricing or measurement may affect metered charges; Mirascope will reflect such changes in metering and application of Credits prospectively. 7. **Account Security; Authorization**. Customer is responsible for all metered usage and charges incurred via its credentials, keys, or integrations with the Mirascope Router. Customers must maintain appropriate security measures to prevent unauthorized usage that could consume Credits or incur Credit Overage. 8. **Suspension; Termination; Effect on Credits**. Mirascope may suspend or terminate access to the Mirascope Router pursuant to the Mirascope Terms of Service, including for nonpayment or breach. Upon termination, all unexpired Credits will remain available until their expiration date unless the termination results from Customer’s material breach, in which case Credits may be forfeited to the extent permitted by law. 9. **Changes to These Credit Terms**. Mirascope may update these Credit Terms at any time without prior notice. If we modify the Credit Terms, we will post the modification on our website and/or on the Platform. Continued purchase or use of Credits or the Mirascope Router after the modified terms are posted constitutes acceptance of the updated Credit Terms. 10. **Order of Precedence**. These Credit Terms are intended to be separate and standalone, and they apply specifically to Credits. The Mirascope Terms of Service continue to govern all other aspects of the Platform and the Mirascope Router. If there is a conflict between these Credit Terms and the Mirascope Terms of Service regarding Credits, these Credit Terms govern.